The Energy Company Obligation (ECO) is a government energy efficiency scheme that aims to reduce carbon emissions and tackle fuel poverty.

The current phase of ECO – called ECO3 – will run from October 2018 to March 2022.  Under the scheme, energy suppliers subsidise the installation of insulation and heating measures in domestic properties.  Qualification for this funding is means tested; you will qualify if you own your home or rent from a private landlord, and a member of your household receives one of the following benefits:

Armed Forces Independence Payment (MOD)

Attendance Allowance

Carers Allowance

Constant Attendance Allowance (MOD)

Disability Living Allowance

Income Based Job Seekers Allowance

Income Related Employment and Support Allowance

Income Support

Industrial Injuries Disablement Benefits

Pension Credit (Guaranteed)

Personal Independence Payment

Severe Disablement Allowance

Universal / Child / Working Families Tax Credit

War Pensions Mobility Supplement (MOD)

Households receiving Child Benefit are also eligible if they do not exceed the following income thresholds:

1 Adult 1 Child1 Adult 2 Children1 Adult 3 Children1 Adult 4 Children +
2 Adults 1 Child2 Adults 2 Children2 Adult 3 Children2 Adults 4 Children +

If you don’t meet these criteria but a member of your household has a health condition that’s made worse by the cold (such as a cardiovascular, respiratory or mental health condition, or a disability), or your household is living in fuel poverty, you may still be able to access funding via your local authority under a rule called ‘Flexible Eligibility’. 

Local authorities are able to certify that households that meet their criteria, as set out in their Statement of Intent on Flexible Eligibility, are eligible for ECO funding.  However, not all local authorities have a statement of intent – check their website to find out their policy.  Please also note that there is a limit to the number of households that local authorities can certify under the Flexible Eligibility rule, so we recommend you check as soon as possible.

Cornerstone is able to source ECO funding from energy suppliers to subsidise your energy efficiency measure – contact us today to check your eligibility and amount of funding available.

The ECO scheme is administered by Ofgem – you can find more information here:



Local authorities are occasionally awarded funding from the government or third sector organisations to subsidise energy efficiency measures in their community.

In addition, some local authorities offer interest free finance for energy efficiency measures.

Check with your local authority to see if they offer any such funding or finance options.


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